About us

We’re here to help you create a new life for yourself and give you confidence for the future.

Specialists in divorce financial planning

We are dedicated solely to helping people going through divorce or separation with their financial planning needs.

At Smart Divorce, our clients' wellbeing is our top priority. We’ll always act with your best interests in mind, take the time to listen to your concerns and answer any questions you may have.

Navigating divorce can be overwhelming, but we're here to support you every step of the way, and help you create a lifestyle plan that aligns with your personal goals.

Our values

Constantly Striving

to achieve more for our clients and for the business

Mind & Body

two inextricably linked elements that need to be balanced for our clients and ourselves


helping our clients to take responsibility for their future. Ensuring we take responsibility internally for delivering what our clients need


providing the support, information and tools required to enable both clients and staff to achieve their own goals and objectives


in thought, approach, systems, processes and attitude


Collaboration is key to successful divorce planning.

Whether it’s working with your lawyer, mediator, mortgage adviser or divorce coach, we strive to build strong connections with all the important individuals involved in your divorce.

Through a streamlined, collaborative process, we aim to achieve the best possible outcome.

Our commitment is to provide you with honest guidance and help you achieve your desired outcomes. We won't tell you what you want to hear, but we will set realistic expectations and work closely with you to achieve them. We avoid unrealistic calculations and instead provide a practical plan that ensures your family's future happiness.

While finances may be a primary concern during divorce, we recognize that divorce is about more than just money. We work with you to create a lifestyle plan that aligns with your personal goals. We believe that divorce shouldn't hinder your ability to live the life you've always wanted. Our aim is to help you achieve your day-to-day ideals as well as your long-term aspirations.

Meet the team

Our friendly, talented team of specialists are here to guide and support you throughout your entire journey.

Tamsin Caine

Resolution Accredited Divorce Specialist Financial Planner

Smart Divorce was started in 2018 following Tamsin's experience with divorce; she now advises people in the same situation as she once was, enabling them to take back control of their life and finances. Tamsin is our main point of contact for all clients.

Michelle Reilly

Practice Manager

Michelle Reilly is our Practice Manager and the newest member of the team at Smart Financial, having joined us in April 2022.

Steve Martin

Chartered Fellow (Financial Planning)

Steve established Smart Financial in October 2008 and serves as its CEO.

Our awards


Don't just take our word for it

Here's what our clients say

I have had the pleasure of working with Tamsin during my divorce and for pensions advice. In both areas Tamsin applied her vast experience and up-to-date knowledge to the counsel she offered, whilst applying her engaging and kind approach to challenging conversations. Tamsin prioritised my needs and made sure that I had the best possible outcome – I wouldn’t want anyone else in my corner. Please look no further if you need help with either a divorce or pensions advice, Tamsin comes very highly recommended and will forever have my gratitude.

Danielle Peel Adams

I just wanted to say thanks again for all of your help last year, your swift and efficient response significantly reduced my stress levels at the time and your report was really useful in helping us to come to an agreement about the financial settlement. 😊

Paulette Forbes

During my divorce my solicitor advised me that I needed to get independent financial advice and Tamsin was recommended to me by a friend. I am so glad that I went with Tamsin as her no nonsense, common sense, logical approach meant that I was able to come to a financial settlement without going to court. Tamsin explained everything to me in a way that I could understand, and she fully appreciates the fact that getting divorced is on occasions overwhelming, especially when things are more complicated than you had ever imagined they would be.

The report that Tamsin produced for me was based on the facts and what she suggested I offer to try and reach a settlement was both fair and reasonable. If Tamsin had not got involved, I would have ended up having to go to court, spending a fortune and causing myself and my children continued uncertainty and hardship.

I would whole heartedly recommend Tamsin and Smart Divorce – honest, professional, knowledgeable, and perhaps most importantly for me empathetic.

Sarah Laird

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