About us
We’re here to help you create a new life for yourself and give you confidence for the future.
Specialists in divorce financial planning
We are dedicated solely to helping people going through divorce or separation with their financial planning needs.
At Smart Divorce, our clients' wellbeing is our top priority. We’ll always act with your best interests in mind, take the time to listen to your concerns and answer any questions you may have.
Navigating divorce can be overwhelming, but we're here to support you every step of the way, and help you create a lifestyle plan that aligns with your personal goals.
Our values
Constantly Striving
to achieve more for our clients and for the business
Mind & Body
two inextricably linked elements that need to be balanced for our clients and ourselves
Responsibility
helping our clients to take responsibility for their future. Ensuring we take responsibility internally for delivering what our clients need
Empowerment
providing the support, information and tools required to enable both clients and staff to achieve their own goals and objectives
Modern
in thought, approach, systems, processes and attitude
Collaboration is key to successful divorce planning.
Whether it’s working with your lawyer, mediator, mortgage adviser or divorce coach, we strive to build strong connections with all the important individuals involved in your divorce.
Through a streamlined, collaborative process, we aim to achieve the best possible outcome.
Our commitment is to provide you with honest guidance and help you achieve your desired outcomes. We won't tell you what you want to hear, but we will set realistic expectations and work closely with you to achieve them. We avoid unrealistic calculations and instead provide a practical plan that ensures your family's future happiness.
While finances may be a primary concern during divorce, we recognize that divorce is about more than just money. We work with you to create a lifestyle plan that aligns with your personal goals. We believe that divorce shouldn't hinder your ability to live the life you've always wanted. Our aim is to help you achieve your day-to-day ideals as well as your long-term aspirations.
Meet the team
Our friendly, talented team of specialists are here to guide and support you throughout your entire journey.
Tamsin Caine
Resolution Accredited Divorce Specialist Financial Planner
Smart Divorce was started in 2018 following Tamsin's experience with divorce; she now advises people in the same situation as she once was, enabling them to take back control of their life and finances. Tamsin is our main point of contact for all clients.
Tamsin Caine
Resolution Accredited Divorce Specialist Financial Planner
Tamsin Caine, our Director of Financial Planning and Chartered Financial Planner, has a strong background of over 20 years in the financial services profession. She began Smart Divorce following her own experience with divorce; she now advises people in the same situation as she once was, enabling them to take back control of their life and finances. Tamsin hosts The Smart Divorce Podcast and Smart Divorce YouTube channel. She also co-authored “Your Divorce Handbook; It’s What you Do Next That Counts”.
In 2022, she was awarded the Resolution award for Working in Collaboration and the Women in Financial Advice’s Financial Adviser of the Year – North West, as well as being shortlisted for the award for Working with Vulnerable Clients.
Tamsin is exceptionally well qualified. She is a:
- Chartered Financial Planner
- Resolution Accredited Divorce Specialist
- Holds a Masters in Financial Planning and Business Management
- Fellow of the Personal Finance Society
- Member of Resolution, co-chairing the Working Together Committee and sitting on the Greater Manchester regional committee
- Level 2 accredited in Recognising and Responding to Economic Abuse
Phone: 0161 706 1072
Book your chat here
Email: Info@smartdivorce.co.uk
Michelle Reilly
Practice Manager
Michelle Reilly is our Practice Manager and the newest member of the team at Smart Financial, having joined us in April 2022.
Michelle Reilly
Practice Manager
Michelle Reilly is our Practice Manager and the newest member of the team at Smart Financial, having joined us in April 2022.
Michelle is an International Compliance Association accredited professional with over 10 years’ experience in financial services.
During her career, Michelle has worked in financial compliance, financial crime and data protection, initially in an advisory and audit role and later being responsible for creating and delivering best practice training sessions to teams in both the UK and India.
Michelle has two young boys, Mason and Cian. In her spare time, she is a keen photographer, and enjoys spending time with her family, going for walks and keeping fit at the gym.
Steve Martin
Chartered Fellow (Financial Planning)
Steve established Smart Financial in October 2008 and serves as its CEO.
Steve Martin
Chartered Fellow (Financial Planning)
Steve established Smart Financial in October 2008 and serves as its CEO.
The Smart group of companies has expanded since then with Smart Trustee Services Limited (Smart SSAS) formed in 2011, Smart Business Financial Planning formed in 2012 and Smart Divorce added to the group in 2018.
Our awards
Don't just take our word for it
Here's what our clients say
I have had the pleasure of working with Tamsin during my divorce and for pensions advice. In both areas Tamsin applied her vast experience and up-to-date knowledge to the counsel she offered, whilst applying her engaging and kind approach to challenging conversations. Tamsin prioritised my needs and made sure that I had the best possible outcome – I wouldn’t want anyone else in my corner. Please look no further if you need help with either a divorce or pensions advice, Tamsin comes very highly recommended and will forever have my gratitude.
Danielle Peel Adams
I just wanted to say thanks again for all of your help last year, your swift and efficient response significantly reduced my stress levels at the time and your report was really useful in helping us to come to an agreement about the financial settlement. 😊
Paulette Forbes
During my divorce my solicitor advised me that I needed to get independent financial advice and Tamsin was recommended to me by a friend. I am so glad that I went with Tamsin as her no nonsense, common sense, logical approach meant that I was able to come to a financial settlement without going to court. Tamsin explained everything to me in a way that I could understand, and she fully appreciates the fact that getting divorced is on occasions overwhelming, especially when things are more complicated than you had ever imagined they would be.
The report that Tamsin produced for me was based on the facts and what she suggested I offer to try and reach a settlement was both fair and reasonable. If Tamsin had not got involved, I would have ended up having to go to court, spending a fortune and causing myself and my children continued uncertainty and hardship.
I would whole heartedly recommend Tamsin and Smart Divorce – honest, professional, knowledgeable, and perhaps most importantly for me empathetic.
Sarah Laird
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