Tamsin Caine, our Director of Financial Planning and Chartered Financial Planner, has a strong background of over 20 years in the financial services profession. She began Smart Divorce following her own experience with divorce; she now advises people in the same situation as she once was, enabling them to take back control of their life and finances.
Tamsin is exceptionally well qualified. She is a:
- Chartered Financial Planner
- Resolution Accredited Divorce Specialist
- Holds a Masters in Financial Planning and Business Management
- Fellow of the Personal Finance Society, sitting on the PFS Practitioner Panel
- Member of Resolution, sitting on the national Innovation Committee and the Greater Manchester regional committee
Tamsin’s top five tips
- Ensure your values flow through everything you do
- Give yourself a break
- Pay it forward
- Keep learning
- Keep reviewing your plans as things change
Keeping it official
Financial Advisers are authorised and regulated by the Financial Conduct Authority (FCA) and appear on the FCA Register.
You can view Tamsin’s entry on the FCA Register by clicking here. Smart Divorce is a trading style of Smart Financial Planning Ltd. The entry for Smart Financial Planning can be found here.
Furthermore, all financial advisers and planners must hold a valid Statement of Professional Standing. This proves the adviser is qualified to the required standard and undertakes an appropriate amount of Continuous Professional Development each year to ensure his or her knowledge is kept up to date.
You can view Tamsin’s current SPS by clicking here.
In this era of financial scams, beware of taking financial advice from anyone who doesn’t appear on the FCA Register, or hold a valid SPS
CFP Chartered MCSI, IMC
0844 824 6990
29 Stamford Street
Steve established Smart Financial in October 2008 and serves as its CEO. He has around 20 years’ experience in the profession, having been a Partner and Managing Director at previous firms and is a Chartered and Certified Financial Planner (CFP), a holder of the Investment Management Certificate and a former Assessor of the CFP licence.
Steve was an active member of the Manchester branch of the IFP before its amalgamation with the CISI, holding the position of Chair from 2009 until 2014. He also used to sit on the Financial and Legal Sector Panel. He speaks regularly at Financial Planning meetings around the country and is also a regular contributor to a wide range of feature articles on financial and money management related subjects across trade, local and national press.
Steve also leads Financial Planning Training Academy, a specialist training business set up to train financial advisers to become accomplished Financial Planners.
Steve is married to Michelle and they have two boys, he is a keen runner and crossfitter, an Ironman triathlete and is a committed fund raiser for the Cystic Fibrosis trust and other related charities. He has recently competed in the CF Warrior Games where his team raised over £14,000 for the CF Warrior charity.
Steve’s next target is to run a sub-3 hour marathon which he had hoped to achieve in Manchester in April 2020 however circumstances continue to conspire against him!
As the needs of the business’ clients changed, Steve established Smart Trustee Services Limited (Smart SSAS) in 2011. In 2012 Smart Business Financial Planning was established and now is time for our Change the Future™ program.
DipPFS, Technical Adviser
0844 824 6990
29 Stamford Street
Charlotte joined Smart in July 2018, after graduating from Manchester Metropolitan University with a 1st class degree in Accounting and Finance. Charlotte has recently achieved her Level 4 Diploma in Financial Planning.Outside of work Charlotte enjoys challenging herself to reach new personal fitness goals, in 2018 she completed her first 10k and half Tough Mudder. This year she completed a full Tough Mudder. Her next goal is a half marathon.