---
title: How can a financial neutral help to unlock our financial settlement? - Smart Divorce
description: In this episode, Tamsin speaks to Tom Farrell about using a financial neutral in divorce. They discuss how the process works, the potential cost saving and
image: https://smartdivorce.co.uk/hubfs/Imported_Blog_Media/www-vlog-tom-farrell.png
---

<https://twitter.com/smartdivorcefp> <https://facebook.com/smartdivorcefp> <https://instagram.com/smartdivorce> <https://smartdivorce.co.uk/contact>

[0161 706 1072](tel:01617061072)

[![logo-colour](https://smartdivorce.co.uk/hubfs/brand-logos/logo-colour.svg "logo-colour")](https://smartdivorce.co.uk/)

[![logo-white](https://smartdivorce.co.uk/hubfs/brand-logos/logo-white.svg "logo-white")](https://smartdivorce.co.uk/)

- [About you](https://smartdivorce.co.uk/about-you)
- [About us](https://smartdivorce.co.uk/about-us)
- [What we do](https://smartdivorce.co.uk/what-we-do)
- [FAQs](https://smartdivorce.co.uk/faqs)
- [Blog](https://smartdivorce.co.uk/blog)
- [Contact](https://smartdivorce.co.uk/contact)

This is a search field with an auto-suggest feature attached.

- There are no suggestions because the search field is empty.

<https://smartdivorce.co.uk/blog/how-can-a-financial-neutral-help-to-unlock-our-financial-settlement-vlog#site-search-modal>

# How can a financial neutral help to unlock our financial settlement?

 Finance

 Vlog

 1 minute read   
by Tamsin Caine

In this episode, Tamsin speaks to Tom Farrell about using a financial neutral in divorce. They discuss how the process works, the potential cost saving and how using a financial neutral can unlock sticking points in the process of coming to an agreement.

 

---

 

 

**Tom Farrell**

Tom is an experienced Family Mediator and Independent Financial Planner. He runs a specialist practice, exclusively working with people who are going through separation or divorce.

Tom is one of a small number of specialist financial planners to hold the Resolution Financial Adviser accreditation. Indeed, he has sat for many years as a member of the Resolution Accreditation Committee and helps to invigilate the scheme. Tom regularly acts in a neutral capacity, to bring financial expertise to negotiations in Collaborative, Mediation and other processes. He helps to gather all the relevant financial information and to understand it; to generate options for settlement and to road test them.

---

**Tamsin Caine**

Tamsin is a Chartered Financial Planner with over 20 years experience. She works with couples and individuals who are at the end of a relationship and want agree how to divide their assets FAIRLY without a fight.

You can contact Tamsin at tamsin@smartdivorce.co.uk or arrange a free initial meeting using https://bit.ly/SmDiv15min. She is also part of the team running Facebook group Separation, Divorce and Dissolution UK

Tamsin Caine MSc., FPFS  
Chartered Financial Planner  
Smart Divorce Ltd  
[Smart Divorce](https://smartdivorce.co.uk)

P.S. I am the co-author of “My Divorce Handbook – It’s What You Do Next That Counts”, written by divorce specialists and lawyers writing about their area of expertise to help walk you through the divorce process. You can buy it by scanning the QR code…

![Scan me](https://smartdivorce.co.uk/hs-fs/hubfs/Imported_Blog_Media/QRsmartdiv-Jan-17-2024-10-25-06-0732-AM.jpeg?width=100&height=144&name=QRsmartdiv-Jan-17-2024-10-25-06-0732-AM.jpeg)

---

 

 

## Latest insights and articles

[Lifestyle](https://smartdivorce.co.uk/blog/tag/lifestyle) [Relationships](https://smartdivorce.co.uk/blog/tag/relationships) [financial planning](https://smartdivorce.co.uk/blog/tag/financial-planning) [divorce](https://smartdivorce.co.uk/blog/tag/divorce) [Blog](https://smartdivorce.co.uk/blog/tag/blog)

##### How Hard Is It To Say No?

[Read more](https://smartdivorce.co.uk/blog/how-hard-is-it-to-say-no)

 3 minute read

[financial planning](https://smartdivorce.co.uk/blog/tag/financial-planning) [divorce](https://smartdivorce.co.uk/blog/tag/divorce) [Blog](https://smartdivorce.co.uk/blog/tag/blog)

##### The Questions Almost Every Divorce Client Asks (But Often Too Late)

[Read more](https://smartdivorce.co.uk/blog/the-questions-almost-every-divorce-client-asks)

 2 minute read

[Wellbeing](https://smartdivorce.co.uk/blog/tag/wellbeing) [financial planning](https://smartdivorce.co.uk/blog/tag/financial-planning) [Blog](https://smartdivorce.co.uk/blog/tag/blog)

##### What a Week at Club La Santa Taught Me About Financial Planning

[Read more](https://smartdivorce.co.uk/blog/what-a-week-at-club-la-santa-taught-me-about-financial-planning)

 2 minute read

[See all articles](https://smartdivorce.co.uk/blog)

![Smart divorce](https://smartdivorce.co.uk/hubfs/brand-logos/logo-colour.svg "Smart divorce")

<https://twitter.com/smartdivorcefp> <https://facebook.com/smartdivorcefp> <https://instagram.com/smartdivorce>

#### Menu

- [About you](https://smartdivorce.co.uk/about-you)
- [About us](https://smartdivorce.co.uk/about-us)
- [What we do](https://smartdivorce.co.uk/what-we-do)
- [FAQs](https://smartdivorce.co.uk/faqs)
- [Blog](https://smartdivorce.co.uk/blog)
- [Contact](https://smartdivorce.co.uk/contact)

#### Address

Beehive Lofts, Unit 4.1  
Waulk Mill  
51 Bengal Street  
Manchester  
M4 6LN

![AFPF_logo_118-small](https://smartdivorce.co.uk/hs-fs/hubfs/website-images/accreditations/AFPF_logo_118-small.jpeg?width=200&height=58&name=AFPF_logo_118-small.jpeg)

![ch firm58](https://smartdivorce.co.uk/hs-fs/hubfs/website-images/accreditations/ch%20firm58.png?width=241&height=58&name=ch%20firm58.png)

 

#### Sign up to our newsletter

- [Privacy Policy](https://smartdivorce.co.uk/privacy-policy)
- [Terms and Conditions](https://smartdivorce.co.uk/terms-and-conditions)

Site developed by [ClientsFirst](https://www.clients-first.co.uk/)

Smart Divorce is a trading style of Smart Financial Planning Ltd which is authorised and regulated by the Financial Conduct Authority. You can find Smart Financial Planning Ltd on the FCA register by [clicking here](https://register.fca.org.uk/ShPo_FirmDetailsPage?id=001b000000Mg7KfAAJ). Smart Financial is registered in England & Wales. Company number: 06274060. Registered Office: Beehive Lofts, Unit 4.1, Waulk Mill, 51 Bengal Street, Manchester, M4 6LN. The guidance and/or advice contained in this website is subject to the UK regulatory regime and is therefore restricted to consumers based in the UK. The FCA does not regulate tax or estate planning.

© 2026 All rights reserved.

```json
{
  "@context" : "https://schema.org",
  "@type" : "BlogPosting",
  "author" : {
    "@type" : "Person",
    "name" : "Tamsin Caine",
    "url" : "https://smartdivorce.co.uk/blog/author/tamsin-caine"
  },
  "dateModified" : "2025-09-26T06:37:06.201Z",
  "datePublished" : "2023-10-08T23:00:00.000Z",
  "headline" : "How can a financial neutral help to unlock our financial settlement? - Smart Divorce",
  "image" : [ "https://smartdivorce.co.uk/hubfs/Imported_Blog_Media/www-vlog-tom-farrell.png" ],
  "mainEntityOfPage" : {
    "@id" : "https://smartdivorce.co.uk/blog/how-can-a-financial-neutral-help-to-unlock-our-financial-settlement-vlog",
    "@type" : "WebPage"
  },
  "publisher" : {
    "@type" : "Organization",
    "logo" : {
      "@type" : "ImageObject",
      "url" : "https://smartdivorce.co.uk/hubfs/brand-logos/logo-colour.svg"
    },
    "name" : "Smart Divorce"
  }
}
```