A question I often get asked by clients is “do we really need an actuary?” There are circumstances where the answer is most definitely YES. There are also circumstances where…
Category: Finance
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If you’re feeling overwhelmed by money issues and the financial decisions that you need to make during divorce, you probably have work to do on your money mindset. Don’t worry,…
Ending a relationship, whether cohabitation, civil partnership or marriage, is difficult at any age. However, when you are past retirement age, it can be even more tricky to come to…
I always recommend that couples sort and divide their finances before beginning divorce proceedings. It’s not an easy process. You can go to court and ask a judge to divide…
Something different this week to finish Series 3! Tamsin speaks to fellow financial planners, Lottie Kent of True Financial Design and Ceri Griffiths of Willowbrook Financial Planning. They discuss why,…
Something different this week to finish Series 3! Tamsin speaks to fellow financial planners, Lottie Kent of True Financial Design and Ceri Griffiths of Willowbrook Financial Planning. They discuss why,…
Tamsin speaks to Daniel Bell about mortgage affordability. How many years accounts do you need, what income will lenders take into account, how do they view loans and credit cards…
We are often asked how we can help when people initially contact us. So, why do you need a divorce financial planner on your team? When you decide to separate,…
Tamsin speaks to Daniel Bell about mortgage affordability. How many years accounts do you need, what income will lenders take into account, how do they view loans and credit cards…
Are you feeling ready to take some action? Do you feel as though you don’t know where to start? Lots of people feel that way. Take your time. There really…
What is Spousal Maintenance? Are you entitled to it or will you have to pay it? How is it calculated? How long is it payable for? Tamsin Caine talks to…
What is Spousal Maintenance? Are you entitled to it or will you have to pay it? How is it calculated? How long is it payable for? Tamsin Caine talks to…
In the course of my work, I speak to a lot of people who tell me that they put money into savings every month. Yet somehow their savings don’t seem…
In the current economic climate, there are a lot of people worried about redundancies, their own businesses and how they are going to make ends meet if something happens. In…
When you divorce, the responsibility for paying for your lifestyle rests solely with you. I’m sure that you know that. It sounds a bit stark, but it is important, if…
The question, “what divorce settlement am I entitled to?” is probably the question most asked to divorce financial planners, family lawyers and mediators when they first meet a prospective client….
One of the first questions we ask ourselves when the decision is made to separate is “will I be able to keep my home?”, or alternatively “where am I going…
In this episode, Tamsin interviews mortgage expert Daniel Bell about all things mortgage related. How do you work out how much you can borrow, what can you then spend on…
Tamsin Caine talks to Chris Longbottom about how a couple’s or individual’s business is considered when couples divorce. They discuss how it will be valued, how a court might view…
Financial Planner and podcast host Tamsin Caine is interviewed by her colleague and fellow Financial Planner Steven Martin. He asks how financial planning can help those who are going through…
When you separate, one of the biggest fears that you have initially is whether you will be ok financially. You may be wondering what you are entitled to, whether you…
How did they find us? We recently met a new client through their family lawyer. It is not unusual for people to come to us this way. They know how…
What is a Pension Sharing Order? You may have agreed to have a share of your ex’s pension or the court may have decided this. Either way, the court will…
I spent some time with a friend this morning who is also a family lawyer. We were discussing financial settlements. She, like many family lawyers, tries her hardest to help…
It’s a question heard a lot but can you change a financial settlement on divorce? There isn’t a yes/no answer to this question. It’s complicated. Potential clients ask on a…
When I started advising divorcing couples, I read about a judge who said that if either party in a divorce is happy with the outcome, it is probably the wrong…
You may have been advised to see a financial planner by your lawyer or accountant to help you sort out your finances on divorce or arrange a pension. This doesn’t…
Back in September 2018, Age UK reported that divorced women were losing out on valuable pension benefits. Seven out of ten couples do not discuss pensions before divorce, which suggests…
We should all take time to review our financial protection arrangements regularly. As a married couple, you are likely to have taken some life insurance to repay the mortgage if…
Negotiating your financial settlement in divorce. The subject of “reasonable needs” is used to argue the toss when negotiating a financial settlement. Sally Harrison QC, Head of Chambers at St…
One of the first questions that you will ask is “can I keep the house?”. I would love to be able to say yes of course. It sounds like a…
Budgeting, bank accounts, children – where to start? Tamsin shares her tips to help you navigate a recent split and start designing a new life.