Tamsin Caine talks to Susan Leigh about how to handle anxiety whilst you are negotiating with your ex, either in mediation, directly or with a financial neutral. You can contact…
Tamsin Caine
Our Head of Financial Planning and Chartered Financial Planner Tamsin Caine has a strong background of over 15 years within the financial services profession. She began Smart Divorce following her own experience with divorce; she now advises people in the same situation as she once was, enabling them to take back control of their life and finances.
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Tamsin speaks to Daniel Bell about mortgage affordability. How many years accounts do you need, what income will lenders take into account, how do they view loans and credit cards…
We are often asked how we can help when people initially contact us. So, why do you need a divorce financial planner on your team? When you decide to separate,…
Tamsin speaks to Daniel Bell about mortgage affordability. How many years accounts do you need, what income will lenders take into account, how do they view loans and credit cards…
Tamsin Caine talks to Susan Leigh about the feelings of failure when relationship breaks down. How we can deal with these feelings and move on. You can contact Tamsin by…
Tamsin Caine talks to Susan Leigh about the feelings of failure when relationship breaks down. How we can deal with these feelings and move on. You can contact Tamsin by…
Are you feeling ready to take some action? Do you feel as though you don’t know where to start? Lots of people feel that way. Take your time. There really…
Tamsin Caine talks to mortgage consultant Daniel Bell about where to go, what to look for and why your bank or existing lender may not be the best place to…
Tamsin Caine speaks to Carole Nettleton from Price Slater Gawne about the family home. What are the options, why you might choose one over another, what the courts might say…
What is Spousal Maintenance? Are you entitled to it or will you have to pay it? How is it calculated? How long is it payable for? Tamsin Caine talks to…
Tamsin Caine talks to mortgage consultant Daniel Bell about where to go, what to look for and why your bank or existing lender may not be the best place to…
What is Spousal Maintenance? Are you entitled to it or will you have to pay it? How is it calculated? How long is it payable for? Tamsin Caine talks to…
In the course of my work, I speak to a lot of people who tell me that they put money into savings every month. Yet somehow their savings don’t seem…
In the current economic climate, there are a lot of people worried about redundancies, their own businesses and how they are going to make ends meet if something happens. In…
Tamsin speaks to Daniel Eames about how Brexit will impact ex pats living in the UK and British ex pats living in the EU, and the things they may want…
When you divorce, the responsibility for paying for your lifestyle rests solely with you. I’m sure that you know that. It sounds a bit stark, but it is important, if…
The question, “what divorce settlement am I entitled to?” is probably the question most asked to divorce financial planners, family lawyers and mediators when they first meet a prospective client….
One of the first questions we ask ourselves when the decision is made to separate is “will I be able to keep my home?”, or alternatively “where am I going…
When I first speak to clients about their finances, I am often told, “We’re not looking at each other’s pensions”. Whilst divorcing couples accept that they will need to divide…
Do you have questions about your separation or divorce but are not quite sure how to get them answered or who to turn to? Our team at Smart Divorce are…
Tamsin meets Alisa Peskin-Shepherd, a collaborative attorney based in the US, to discuss collaborative divorce and how things have moved on from where they began. She has some great advice…
In this episode, Tamsin welcomes Katya Willems to discuss the way in which she has changed her working life since divorcing 5 years ago. She also talks about the part…
In this episode Tamsin is joined by divorce coach Danielle Barbereau. Danielle talks about how she helps clients who are struggling in the initial stages of divorce to move to…
Do you have questions about your separation or divorce but are not quite sure how to get them answered or who to turn to? Our team at Smart Divorce are…
In this episode Tamsin is joined by Christopher Foster, who is himself a financial adviser. He speaks of the importance of taking professional advice, even if you think that you…
In this episode Tamsin is joined by Scott Hadden. They discuss the benefit of choosing the right lawyer to support you through the process, not rushing and how Scott used…
Tamsin meets Dan Hill. Dan is a specialist in emotional intelligence who originates from the US. They discuss his journey through divorce 25 years ago. Although he and his ex…
Tamsin is joined by Beth Thomson. She tells her story, discussing no fault divorce, how the children handled the divorce, dealing with friends and how mediation works for those going…
In this episode, Tamsin interviews mortgage expert Daniel Bell about all things mortgage related. How do you work out how much you can borrow, what can you then spend on…
Tamsin speaks to Rhys Taylor about how arbitration works in divorce cases as an alternative to court. With courts under pressure, would arbitration be a smoother, more amicable way to…
Tamsin speaks to arbitrator, mediator and barrister Rhys Taylor about private Finance Dispute Resolutions (FDRs). There has been a considerable amount of legal press about private FDRs recently as the…
Tamsin talks to Katie about how to make arrangements for the children of a marriage when you separate. What are the best ways to go about it, what the options…
Tamsin Caine talks to Katie McCann, Barrister and Family Lawyer from Knights in Manchester and Wilmslow, about the court process, what happens and whether it is still possible to come…
In the light of Monday’s announcement by the Prime Minister Boris Johnson, how do the rules apply to shared care of children. How should you go about the handover and…
Since I last sat down to write, the whole world has changed, or so it feels. Yet, I walk outside and everything still looks the same. As the government ask…
Tamsin Caine talks to family lawyer Gianna Lisiecki. They discuss how to choose a lawyer, what you can expect from the first meeting and the onward process. They also cover…
I have been a single mum for about 4 years now. My children are 16 and nearly 15. I regularly have conversations with my married friends about whether being a…
Tamsin Caine talks to Chris Longbottom about how a couple’s or individual’s business is considered when couples divorce. They discuss how it will be valued, how a court might view…
Financial Planner and podcast host Tamsin Caine is interviewed by her colleague and fellow Financial Planner Steven Martin. He asks how financial planning can help those who are going through…
Tamsin Caine is joined by Sue Brookes to discuss collaborative law as an option for divorcing couples. She asks what it is, how is works and who it might be…
Making time for yourself is difficult at any time but when you’re going through traumatic times in your life, it is even harder. However, self care is vital to deal…
Mediator, Collaborative Lawyer and Divorce Coach Maura McKibbin joins Tamsin Caine to discuss the use of mediation in divorce. They talk about what couples can expect, how it works and…
As you may have read in our previous blogs, No Fault Divorce has been on the table for some time. In 2019, it was moving forward at a pace. However,…
Counsellor hypnotherapist Susan Leigh joins Tamsin Caine, a Chartered Financial Planner specialising in divorce, to discuss what happens when couples first separate. They consider the differences in individual’s emotional journey…
Relations between you and your partner have gone sour. You have decided that the time has come to end your marriage. However, Christmas is nearly here so for the sake…
I remember my paternal grandad retiring, probably because he took us to Disneyland when he did! His retirement meant going from full time work in an office in Cardiff to…
When you separate, one of the biggest fears that you have initially is whether you will be ok financially. You may be wondering what you are entitled to, whether you…
There are various times since I separated that I have experienced the loneliness of divorce. It hasn’t always happened when I’ve been on my own. I have sometimes had a…
If you don’t have children, you can divorce and never see one another again. However, if you have children, you have to accept that they will link you forever, even…
(One for the girls) Traditionally when a woman gets married to a man, they change their surname to his. When a woman marries another woman, they often use one of…
When we set up Smart Divorce, it was to help individuals and couples to divorce amicably. The blogs I have written have this idea at their heart. However, we have…
As a divorcing parent, the weekends can be difficult. This is particularly the case if it’s your weekend away from the children. After a particularly bad week, I’m sure that…
How did they find us? We recently met a new client through their family lawyer. It is not unusual for people to come to us this way. They know how…
What is a Pension Sharing Order? You may have agreed to have a share of your ex’s pension or the court may have decided this. Either way, the court will…
I was flicking through twitter yesterday and found a link to the following article https://www.traveldailymedia.com/brits-are-now-taking-divorce-holidays/. Apparently, Virgin are launching divorce holidays from the UK to Las Vegas. They are intended…
You are sitting in your family lawyer’s office discussing the offer made by your ex. They have offered a cash lump sum, the house and a share of their pension….
One of the hardest decisions that a couple have to make when they split up is the time that they each spend with their children. Now everything is agreed, you…
You have recently separated but what do you tell your children’s school? Telling your children’s school about separation and divorce can be difficult and embarrassing but it is much better…
Tamsin Caine of Smart Divorce recently interviewed a woman who is moving on from an abusive relationship. They hope that her experiences may help others in a similar position. Her…
Tamsin Caine of Smart Divorce recently spoke to hugely experienced Employment Lawyer Natasha Jones. She shares the ins and outs of your rights to working flexibility on separation. Natasha qualified…
I spent some time with a friend this morning who is also a family lawyer. We were discussing financial settlements. She, like many family lawyers, tries her hardest to help…
On 9th April, it was announced that No Fault Divorce legislation would be introduced as soon as parliamentary time allows. This follows a public consultation. Family lawyers have been pushing…
I was sitting down to have lunch yesterday and switched on Loose Women, only to find that they were debating Divorce Gift Lists. If you haven’t come across this idea…
When I started advising divorcing couples, I read about a judge who said that if either party in a divorce is happy with the outcome, it is probably the wrong…
You may have been advised to see a financial planner by your lawyer or accountant to help you sort out your finances on divorce or arrange a pension. This doesn’t…
Tamsin Caine of Smart Divorce recently spoke to JMW’s Tasnim Khalid to get the ins and outs of will making. Tasnim is a partner and Head of Department in the…
Back in September 2018, Age UK reported that divorced women were losing out on valuable pension benefits. Seven out of ten couples do not discuss pensions before divorce, which suggests…
One of the biggest decisions that you and your ex will have to make when you separate is how to divide your assets. Arguing over the Boyzone CDs is probably…
Christmas is over and the New Year has begun. Many people have made New Year’s resolutions to cut back on drink or food or to exercise more. However, you may…
Current King of the Jungle, Harry Redknapp, was quoted as saying that his son Jamie’s divorce was “very difficult for us”. He went on to say that he and Sandra…
On your own for Christmas Day Whilst you know in your heart that it’s just one day, the thought of not being with the kids on Christmas Day can make…
My ex wants to see the kids at Christmas. You might be recently separated, not have agreed what happens previously or not have agreed it in the divorce settlement. What…
We should all take time to review our financial protection arrangements regularly. As a married couple, you are likely to have taken some life insurance to repay the mortgage if…
I believe you can. However, it was suggested to me recently that you can’t. So, I thought I would research the idea of co-parenting to see. What is co-parenting? According…
You’ve just separated, the kids are upset, money is tight, you feel like you’ve gained an extra full time job, you’re trying to negotiate time with the kids and finances…
I admit that when I read yesterday that the online game Fortnite was responsible for 5% of divorces, I was pretty surprised. The news has been full of the addictive…
You may have read in the news or on Twitter about the campaign by various senior figures in the field of family law to persuade the government to change the…
When you first split up from a long-term partner, it can be difficult to see the positives. However, as you begin to sort out the practicalities, you will find yourself…
Negotiating your financial settlement in divorce. The subject of “reasonable needs” is used to argue the toss when negotiating a financial settlement. Sally Harrison QC, Head of Chambers at St…
One of the first questions that you will ask is “can I keep the house?”. I would love to be able to say yes of course. It sounds like a…
Budgeting, bank accounts, children – where to start? Tamsin shares her tips to help you navigate a recent split and start designing a new life.
Splitting up is a huge, life-changing decision whether there are children involved or not. If there are, how do you agree where they live and how their time is divided?